.calc-card[data-astro-cid-l356lfsm]{background:#fff;border-radius:16px;padding:28px;box-shadow:0 24px 64px #0000004d,0 0 0 1px #ffffff0d;animation:fadeUp .5s .15s ease both}.calc-title[data-astro-cid-l356lfsm]{font-size:14px;font-weight:700;color:var(--color-navy);margin-bottom:20px;display:flex;align-items:center;justify-content:space-between;gap:10px}.upd-tag[data-astro-cid-l356lfsm]{font-family:var(--font-mono);font-size:10px;font-weight:500;color:var(--color-ink-mute);background:var(--color-paper-dim);padding:2px 6px;border-radius:3px}.calc-tabs[data-astro-cid-l356lfsm]{display:flex;gap:4px;background:var(--color-paper-dim);padding:3px;border-radius:8px;margin-bottom:20px}.calc-tab[data-astro-cid-l356lfsm]{flex:1;padding:8px 4px;text-align:center;font-family:var(--font-sans);font-size:12px;font-weight:600;color:var(--color-ink-mute);background:transparent;border:0;cursor:pointer;border-radius:6px;transition:all .15s}.calc-tab[data-astro-cid-l356lfsm].is-active{background:#fff;color:var(--color-navy);box-shadow:0 1px 4px #0000001a}.slider-wrap[data-astro-cid-l356lfsm]{margin-bottom:20px}.field-label[data-astro-cid-l356lfsm]{font-size:11.5px;font-weight:600;color:var(--color-ink-mute);text-transform:uppercase;letter-spacing:.5px;margin-bottom:10px;display:flex;justify-content:space-between;align-items:center}.field-label[data-astro-cid-l356lfsm] strong[data-astro-cid-l356lfsm]{font-size:13px;font-weight:500;color:var(--color-navy);text-transform:none;letter-spacing:0}input[data-astro-cid-l356lfsm][type=range]{-webkit-appearance:none;appearance:none;width:100%;height:4px;background:var(--color-paper-dim);border-radius:4px;outline:none;cursor:pointer}input[data-astro-cid-l356lfsm][type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:20px;height:20px;background:var(--color-navy);border-radius:50%;border:3px solid #fff;box-shadow:0 2px 8px #0b1d354d;cursor:pointer;transition:transform .1s}input[data-astro-cid-l356lfsm][type=range]::-webkit-slider-thumb:hover{transform:scale(1.15)}input[data-astro-cid-l356lfsm][type=range]::-moz-range-thumb{width:16px;height:16px;background:var(--color-navy);border-radius:50%;border:3px solid #fff;box-shadow:0 2px 8px #0b1d354d;cursor:pointer}.calc-zero-badge[data-astro-cid-l356lfsm]{display:flex;align-items:center;gap:8px;padding:10px 12px;background:#00c26b14;border:1px solid rgba(0,194,107,.2);border-radius:8px;font-size:12px;color:var(--color-green-dark);font-weight:600;margin:0 0 14px}.calc-zero-badge[data-astro-cid-l356lfsm]:before{content:"✦"}.calc-zero-badge--plain[data-astro-cid-l356lfsm]{background:#1d5fc40f;border-color:#1d5fc42e;color:var(--color-blue)}.calc-zero-badge--cap[data-astro-cid-l356lfsm]{background:#f59e0b1a;border-color:#f59e0b40;color:var(--color-amber)}.calc-result[data-astro-cid-l356lfsm]{background:var(--color-navy);border-radius:10px;padding:16px;display:grid;grid-template-columns:1fr 1fr;gap:14px 12px;margin-bottom:14px}.r-label[data-astro-cid-l356lfsm]{font-size:10.5px;color:#8fa3bf;text-transform:uppercase;letter-spacing:.5px;margin-bottom:4px}.r-val[data-astro-cid-l356lfsm]{font-size:17px;font-weight:500;color:#fff}.r-val[data-astro-cid-l356lfsm].accent{color:var(--color-green)}.calc-cta[data-astro-cid-l356lfsm]{width:100%}.calc-note[data-astro-cid-l356lfsm]{text-align:center;font-size:10.5px;color:var(--color-ink-mute);margin:10px 0 0;line-height:1.5}.hero[data-astro-cid-j7pv25f6]{position:relative;overflow:hidden;color:#fff;background:var(--color-navy);background-image:radial-gradient(ellipse 80% 60% at 70% 50%,rgba(29,95,196,.18) 0%,transparent 60%),radial-gradient(ellipse 40% 40% at 20% 80%,rgba(0,194,107,.08) 0%,transparent 50%),linear-gradient(180deg,var(--color-navy) 0%,#0D2140 100%);padding-block:clamp(40px,2rem + 4vw,64px)}.hero[data-astro-cid-j7pv25f6]:before{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.025) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.025) 1px,transparent 1px);background-size:48px 48px;pointer-events:none}.hero__inner[data-astro-cid-j7pv25f6]{position:relative;display:grid;gap:36px;align-items:center}@media(min-width:1000px){.hero__inner[data-astro-cid-j7pv25f6]{grid-template-columns:1fr 420px;gap:48px}}.hero__eyebrow[data-astro-cid-j7pv25f6]{color:var(--color-green);margin-bottom:20px}.hero__title[data-astro-cid-j7pv25f6]{color:#fff;max-width:18ch;margin-bottom:18px}.hero__br[data-astro-cid-j7pv25f6]{display:none}@media(min-width:900px){.hero__br[data-astro-cid-j7pv25f6]{display:inline}.hero__title[data-astro-cid-j7pv25f6]{max-width:none}}.hero__lead[data-astro-cid-j7pv25f6]{max-width:560px;font-size:15px;line-height:1.6;color:#8fa3bf;margin-bottom:32px}.hero__actions[data-astro-cid-j7pv25f6]{display:flex;flex-wrap:wrap;gap:10px}.hero__btn[data-astro-cid-j7pv25f6]{flex:1 1 auto;min-width:200px}@media(min-width:560px){.hero__btn[data-astro-cid-j7pv25f6]{flex:0 0 auto}}.hero__btn--ghost[data-astro-cid-j7pv25f6]{background:transparent;border-color:#ffffff38;color:#fff}.hero__btn--ghost[data-astro-cid-j7pv25f6]:hover{background:#ffffff12;border-color:#fff6;color:#fff}.hero__numbers[data-astro-cid-j7pv25f6]{display:grid;grid-template-columns:repeat(2,1fr);gap:20px 16px;margin:36px 0 0;padding-top:26px;border-top:1px solid rgba(255,255,255,.13)}@media(min-width:760px){.hero__numbers[data-astro-cid-j7pv25f6]{grid-template-columns:repeat(4,1fr)}}.hero__numbers[data-astro-cid-j7pv25f6]>div[data-astro-cid-j7pv25f6]{display:flex;flex-direction:column;justify-content:flex-end}.hero__numbers[data-astro-cid-j7pv25f6] dt[data-astro-cid-j7pv25f6]{font-size:11px;text-transform:uppercase;letter-spacing:.5px;color:#8fa3bf;line-height:1.35;margin-bottom:6px;min-height:2.7em;display:flex;align-items:flex-end}.hero__numbers[data-astro-cid-j7pv25f6] dd[data-astro-cid-j7pv25f6]{margin:0;font-size:22px;font-weight:500;color:#fff;line-height:1.2}.sec-title[data-astro-cid-j7pv25f6]{margin-bottom:6px}.sec-title--light[data-astro-cid-j7pv25f6]{color:#fff}.sec-sub[data-astro-cid-j7pv25f6]{font-size:.92rem;color:var(--color-ink-mute);margin-bottom:20px;max-width:64ch}.sec-head[data-astro-cid-j7pv25f6]{display:flex;flex-wrap:wrap;gap:10px;align-items:baseline;justify-content:space-between;margin-bottom:18px}.sec-head[data-astro-cid-j7pv25f6] .sec-sub[data-astro-cid-j7pv25f6]{margin-bottom:0}.sec-link[data-astro-cid-j7pv25f6]{font-size:.88rem;font-weight:600;color:var(--color-ink);text-decoration:none;border-bottom:1px solid var(--color-ochre);white-space:nowrap}.paths[data-astro-cid-j7pv25f6]{display:grid;gap:12px}@media(min-width:860px){.paths[data-astro-cid-j7pv25f6]{grid-template-columns:repeat(3,1fr)}}.path[data-astro-cid-j7pv25f6]{display:block;padding:20px 18px;background:var(--color-card);border:1px solid var(--color-rule);border-radius:12px;text-decoration:none;color:inherit;transition:border-color .15s,transform .15s}.path[data-astro-cid-j7pv25f6]:hover{border-color:var(--color-ink)}.path[data-astro-cid-j7pv25f6]{overflow:hidden;padding-top:0}.path__img[data-astro-cid-j7pv25f6]{width:calc(100% + 36px);margin:0 -18px 16px;aspect-ratio:16 / 9;object-fit:cover}.path__num[data-astro-cid-j7pv25f6]{display:block;font-size:.78rem;color:var(--color-ochre);margin-bottom:10px}.path[data-astro-cid-j7pv25f6] h3[data-astro-cid-j7pv25f6]{font-size:1.12rem;margin-bottom:8px}.path[data-astro-cid-j7pv25f6] p[data-astro-cid-j7pv25f6]{font-size:.89rem;color:var(--color-ink-soft);margin-bottom:12px}.path__go[data-astro-cid-j7pv25f6]{font-size:.85rem;font-weight:600;color:var(--color-ink)}.path--risk[data-astro-cid-j7pv25f6]{border-left:3px solid var(--color-clay)}.reform[data-astro-cid-j7pv25f6]{background:var(--color-paper-dim);border-block:1px solid var(--color-rule)}.reform[data-astro-cid-j7pv25f6] .sec-title[data-astro-cid-j7pv25f6]{color:var(--color-ink)}.reform__lead[data-astro-cid-j7pv25f6]{font-size:.95rem;color:var(--color-ink-soft);max-width:64ch;margin-bottom:24px}.timeline[data-astro-cid-j7pv25f6]{list-style:none;margin:0;padding:0;display:grid;gap:12px}@media(min-width:860px){.timeline[data-astro-cid-j7pv25f6]{grid-template-columns:repeat(3,1fr)}}.timeline__item[data-astro-cid-j7pv25f6]{background:var(--color-card);border:1px solid var(--color-rule);border-top:3px solid var(--color-rule);border-radius:0 0 10px 10px;padding:16px}.timeline__item[data-astro-cid-j7pv25f6].is-active{border-top-color:var(--color-moss)}.timeline__date[data-astro-cid-j7pv25f6]{display:block;font-size:.78rem;color:var(--color-ink-mute);margin-bottom:6px}.timeline__label[data-astro-cid-j7pv25f6]{display:block;font-size:1rem;margin-bottom:6px}.timeline__text[data-astro-cid-j7pv25f6]{font-size:.87rem;color:var(--color-ink-soft);margin-bottom:10px}.cards[data-astro-cid-j7pv25f6]{list-style:none;margin:0;padding:0;display:grid;gap:12px}@media(min-width:640px){.cards[data-astro-cid-j7pv25f6]{grid-template-columns:1fr 1fr}}@media(min-width:980px){.cards[data-astro-cid-j7pv25f6]{grid-template-columns:repeat(3,1fr)}}.mfo-card[data-astro-cid-j7pv25f6]{display:block;height:100%;padding:16px;background:var(--color-card);border:1px solid var(--color-rule);border-radius:10px;text-decoration:none;color:inherit;transition:border-color .15s}.mfo-card[data-astro-cid-j7pv25f6]:hover{border-color:var(--color-ink)}.mfo-card__top[data-astro-cid-j7pv25f6]{display:flex;align-items:baseline;justify-content:space-between;gap:10px}.mfo-card__top[data-astro-cid-j7pv25f6] h3[data-astro-cid-j7pv25f6]{font-size:1.1rem}.mfo-card__score[data-astro-cid-j7pv25f6]{font-size:1rem;color:var(--color-ochre);font-weight:500}.mfo-card__legal[data-astro-cid-j7pv25f6]{font-size:.74rem;color:var(--color-ink-mute);margin:3px 0 8px}.mfo-card__desc[data-astro-cid-j7pv25f6]{font-size:.86rem;color:var(--color-ink-soft);margin-bottom:12px}.mfo-card__tags[data-astro-cid-j7pv25f6]{display:flex;flex-wrap:wrap;gap:5px}.tools[data-astro-cid-j7pv25f6]{list-style:none;margin:0;padding:0;display:grid;gap:10px}@media(min-width:640px){.tools[data-astro-cid-j7pv25f6]{grid-template-columns:1fr 1fr}}@media(min-width:980px){.tools[data-astro-cid-j7pv25f6]{grid-template-columns:repeat(3,1fr)}}.tool[data-astro-cid-j7pv25f6]{display:block;position:relative;height:100%;padding:16px;background:var(--color-card);border:1px solid var(--color-rule);border-radius:10px;text-decoration:none;color:inherit;transition:border-color .15s}.tool[data-astro-cid-j7pv25f6]:hover{border-color:var(--color-ink)}.tool[data-astro-cid-j7pv25f6] strong[data-astro-cid-j7pv25f6]{display:block;font-size:.98rem;margin-bottom:4px}.tool[data-astro-cid-j7pv25f6] span[data-astro-cid-j7pv25f6]:not(.badge){font-size:.85rem;color:var(--color-ink-mute)}.tool__tag[data-astro-cid-j7pv25f6]{position:absolute;top:12px;right:12px}.trust[data-astro-cid-j7pv25f6]{display:grid;gap:22px;background:var(--color-card);border:1px solid var(--color-rule);border-radius:12px;padding:24px 20px}@media(min-width:860px){.trust[data-astro-cid-j7pv25f6]{grid-template-columns:1.3fr 1fr;gap:36px}}.trust__text[data-astro-cid-j7pv25f6] p[data-astro-cid-j7pv25f6]{font-size:.94rem;color:var(--color-ink-soft);max-width:60ch}.trust__list[data-astro-cid-j7pv25f6]{list-style:none;margin:0;padding:0;display:grid;gap:12px;align-content:start}.trust__list[data-astro-cid-j7pv25f6] li[data-astro-cid-j7pv25f6]{font-size:.88rem;color:var(--color-ink-soft);padding-left:22px;position:relative}.trust__list[data-astro-cid-j7pv25f6] li[data-astro-cid-j7pv25f6]:before{content:"✓";position:absolute;left:0;top:0;color:var(--color-moss);font-weight:700}.trust__list[data-astro-cid-j7pv25f6] strong[data-astro-cid-j7pv25f6]{color:var(--color-ink)}.posts[data-astro-cid-j7pv25f6]{list-style:none;margin:0;padding:0;display:grid;gap:1px;background:var(--color-rule);border:1px solid var(--color-rule);border-radius:10px;overflow:hidden}@media(min-width:720px){.posts[data-astro-cid-j7pv25f6]{grid-template-columns:1fr 1fr}}@media(min-width:1000px){.posts[data-astro-cid-j7pv25f6]{grid-template-columns:repeat(3,1fr)}}.post[data-astro-cid-j7pv25f6]{display:block;height:100%;padding:16px;background:var(--color-card);text-decoration:none;color:inherit;transition:background-color .15s}.post[data-astro-cid-j7pv25f6]:hover{background:var(--color-paper)}.post__cat[data-astro-cid-j7pv25f6]{display:block;color:var(--color-ochre);margin-bottom:8px}.post[data-astro-cid-j7pv25f6] h3[data-astro-cid-j7pv25f6]{font-size:1rem;margin-bottom:6px}.post[data-astro-cid-j7pv25f6] p[data-astro-cid-j7pv25f6]{font-size:.85rem;color:var(--color-ink-mute);margin:0}